Based on the user reviews of "Bait Money" app, here are three pros and three cons, each summarized in 15 words or less: **Pros:** 1. Users praise the app's user-friendly interface and easy navigation. 2. Many appreciate the app's ability to track and manage their finances accurately. 3. Some users appreciate the app's ability to set budgets and stay on track financially. **Cons:** 1. Some users report difficulty in linking their bank accounts to the app. 2. A few users mention that the app's analytics features are limited. 3. A couple of users criticize the app's customer support as sluggish. Please note that these conclusions are based on the user reviews available on the Apple App Store at the time of my knowledge cutoff, and may not reflect the full range of user opinions or the app's current development.