Based on the user reviews, here are the conclusions: **Pros:** 1.Precise and accurate calculations with easy-to-use interface simplify financial planning. 2.Numerous budget categories help users track expenses and stay organized effectively. 3.Regularly updated features ensure compatibility with various devices and platforms. **Cons:** 1.Inconsistent syncing issues cause data loss and frustration for some users. 2.The app lacks a user-friendly tutorial or onboarding process, leading to confusion. 3.Some features, like report generation, are limited or not available on all subscriptions.